Terms and Conditions
Effective date: 03/06/2024
A. Introduction
These Terms and Conditions ("Terms") govern your use of the Zero Point Mortgage Services ("Company", "we", "us", "our") website ("Website"). By using our Website, you accept these Terms in full. If you disagree with any part of these Terms, you must not use our Website.
B. SMS & MMS Terms
1. After you have opted in, you can expect to receive marketing SMS and/or MMS messages from Zero Point Mortgage Services . Example messages include: “Hi John, thanks for contacting Zero Point Mortgage Services, how can we help? Reply STOP to opt out” or “John, we wanted to remind you of your upcoming appointment at 5pm today. Reply STOP to opt out”.
2. You can cancel the SMS service at any time. Simply text "STOP" to any message. Upon sending "STOP", we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially or reply “START”, and we will resume sending SMS messages to you.
3. If you experience issues with the messaging program, reply with the keyword help for more assistance, or reach out directly to [email protected]
4. Carriers are not liable for delayed or undelivered messages.
5. As always, message and data rates may apply for messages sent to you from us and to us from you. The message frequency will depend on your activity. For questions about your text plan or data plan, contact your wireless provider.
6. For privacy-related inquiries, please refer to our privacy policy.
C. Intellectual Property Rights
Unless otherwise stated, we own the intellectual property rights in the Website and material on the Website. You may view, download for caching purposes only, and print pages from the Website for your own personal use, subject to the restrictions set out below and elsewhere in these Terms.
D. Use of Website
You must not:
1. Republish material from this Website without prior written consent.
2. Sell or rent material from the Website.
3. Reproduce, duplicate, copy, or otherwise exploit material on our Website for a commercial purpose.
4. Edit or otherwise modify any material on the Website.
E. User Content
In these Terms, “User Content” shall mean any audio, video, text, images, or other material you choose to display on this Website. By displaying User Content, you grant us a non-exclusive, worldwide, irrevocable license to use, reproduce, adapt, publish, translate, and distribute it in any media.
F. Limitations of Liability
The Website is provided “as is,” with all faults, and we express no representations or warranties, of any kind related to our Website or the materials contained on our Website.
G. Changes to Terms
We reserve the right to modify these Terms at any time, effective upon posting of an updated version on this page. You should regularly review these Terms to ensure you are updated as to any changes.
H. Governing Law & Jurisdiction
These Terms will be governed by and construed in accordance with the laws of , and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of
I. Contact Us
If you have any questions or concerns about this privacy policy, please contact us at
Please use these contact details, if you would like to:
Access these policies in an alternative format;
Exercise your rights;
Learn more about your rights or our privacy practices;
or Designate an authorized agent to make a request on your behalf.
Zero Point Mortgage Services
5200 DTC Parkway Unit 300, Greenwood Village CO 80111
NMLS 1216108